Paystack vs Flutterwave: Which Should Your Nigerian Store Use?

Both are solid, both are Nigerian, and both will serve a growing shop well. The differences matter less than most comparison articles suggest.

What they have in common

Cards, bank transfer and USSD; next-day settlement to a Nigerian bank account; a dashboard for refunds and disputes.

Where they differ

Flutterwave reaches further across Africa and handles more currencies, which matters if you sell beyond Nigeria. Paystack is often described as the simpler setup for a Nigeria-only shop.

You do not have to choose

StoreVase supports both. Connect your own account for either and customers pay you directly — the money never passes through us, and there is no commission on your sales.

If you have not registered a business yet, StoreVase can process payments on your behalf in the meantime and pass the proceeds on, less a small processing commission. Connect your own account later and that commission disappears.

The practical answer

Pick whichever you can get verified fastest. Waiting a week for approval costs you more in lost orders than any fee difference will.